Currency in Croatia — Euro (EUR)
Travel money guide for Croatia. Exchange rates, ATMs, card tips and essential advice.
Last updated: 2026-06-12 · Source: European Central Bank via Frankfurter
Currency Converter
Rate: 1 USD = 0.8645 EUR (ECB reference)
Exchange rates shown are approximate and for guidance only. Currency markets change daily. Always check current rates from a reliable source (your bank, XE.com, or Google) before travelling.
Card Acceptance
Visa and Mastercard are universally accepted where cards are taken. Amex has lower acceptance.
ATM Availability
Use bank-branded ATMs where possible. Avoid independent ATMs with high dynamic conversion fees.
Cash Needed?
Always carry some local currency for emergencies, tips and small purchases.
Travel Money Tips for Croatia
- →Croatia adopted the Euro in January 2023 — the Kuna is no longer in use
- →Cards accepted virtually everywhere in tourist areas
- →ATMs widely available in Split, Dubrovnik, Hvar and other tourist centres
- →Some smaller island restaurants and markets prefer cash
- →Marina fees are universally payable by card
- →Croatian tourism is well-developed — cashless payment is straightforward
Important Notes
Croatia joined the Eurozone in 2023. If you have old Croatian Kuna, it can still be exchanged at the Croatian National Bank.
Watch Out: Dynamic Currency Conversion (DCC)
When paying by card abroad, you may be asked if you want to pay in your home currency. Always choose to pay in the local currency (EUR). DCC typically adds 3–8% to the transaction with a poor exchange rate.
Currency Guides for Other Countries
Frequently Asked Questions
What currency is used in Croatia?
Croatia uses the Euro (EUR). The symbol is €. Croatia joined the Eurozone in 2023. If you have old Croatian Kuna, it can still be exchanged at the Croatian National Bank.
What is the exchange rate for EUR?
Approximate exchange rates: 1 EUR ≈ 1 EUR · 1 USD ≈ 0.8645 EUR · 1 GBP ≈ 1.1587 EUR. These are approximate figures — always check current rates before travelling as they fluctuate daily.
Should I use cash or card in Croatia?
Card acceptance in Croatia is excellent. Cash importance is rated optional. Cards are widely accepted and cash is largely optional.
Are ATMs widely available in Croatia?
ATM availability in Croatia is good. ATMs are plentiful in tourist areas and most towns.